Home Loan
Home loans are individual loans which are buying or constructing homes. Home loans can be applied for purchase, ,construction, improvement or extention purposes. This is an emi based loan maximum tenure for loan repayment is upto 30 years, is fixed based on the amount taken as loan and age of the borrower. House/Flat/Plot purchase loans Construction, ,Improvement and Extension Loans are the main catagories.
Documents for Home Loan
Salaried:-
- Duly signed and filled application form.
- Photo(Borrower & co Borrower).
- Pancard, (Borrower & co Borrower).
- Aadhar card, (Borrower & co Borrower).
- Form – 16/IT return.
- Salary Slip- last 3 months/ Salary Certificate.
- Salary credited Bank statement last 6/12 months .
Self Employed(Propritor, Partnership, company)
Duly signed and filled application form
- Photo, Pancard,Aadhar card (Borrower & co Borrowers).
- Duly signed and filled application form.
- Photo(Borrower & co Borrower).
- IT return, P&L Balance Sheet – Last 3 year(Propritor, Partners, Directors & Company).
- GST Return and certificate.
- Existing Loan Details .(Propritor, Partners,& Directors & Company).
Property Details
- Deeds.
- Prior Deeds.
- Land Tax Receipt.
- Building Tax Receipt.
- Possession Certificate.
- Location Sketch with location certificate.
- Encumberence Certificate.
- Approved Plan .
- Estimate.
- Sale Aggriment(for Purchase).
